Taking the first step is vital.  Reach out to your Foundation Lender Loan Officer to discuss your options and start a pre-qualification or click here and apply now to get a jump start.

Begin the search for your perfect home.  We can help you connect with knowledgeable and experienced Realtors in your area if needed.

The loan application begins a journey with many steps.  Some of steps include:

• Updating expired documents.
• Request pre-cd.
• Send loan disclosures to borrower for review.
• Perform property inspection.
• Request title work.
• Request written verification of employment.
• Request property appraisal.
• Request insurance.
• Loan submitted to underwriting with supporting documentation for Condominiums.
• Request condo questionnaire.
• Request condo master insurance.

Once underwriting has given approval, it’s time to begin working on all underwriting conditions.  Your loan officer will review the conditional approval and make a list of those items that must be satisfied by the borrower.  Once that list is ready, it will be sent to you via email and followed up with a phone call to discuss each item, to be sure you fully understand what is required to satisfy each condition.  Once

Once final approval is granted by underwriting, the following steps begin:

• Verbal verification of employment.
• Schedule a closing date.
• Send closing figures to title company.
• Loan gets assigned to a closer.
• Preparation and approval of all closing documents, including the closing disclosure (CD).
• Final CD is provided to the borrower with wire instructions.
• Loan officer will call the borrower to discuss the final CD and any related questions.

The big day has arrived.  All documents are signed by buyers and sellers.  It’s official, you are a homeowner!  Congratulations, the buying process has concluded and the moving in process can begin.